Some aesthetic treatment plans involve a financial commitment. If you’d prefer to spread payments over time, you may choose to explore third-party finance options independently.
One option some clients may consider is Total Lifestyle Credit (TLC).
TLC Payment Plan Option
About TLC
Total Lifestyle Credit (TLC) is an independent Australian credit provider that offers payment plans for health and lifestyle services.
TLC offers:
• Payment plans from approximately $2,000 to $50,000 (subject to approval)
• Flexible repayment structures
• The ability to make additional repayments
• Direct application and assessment through their team
Interest rates, approval amounts and repayment terms are determined by TLC based on your individual financial circumstances.
TLC holds Australian Credit Licence 509691. For full terms and conditions, please refer directly to TLC.
How It Works
*Clinical suitability is always assessed first. Finance is optional and not required to proceed with care.
1. Attend a consultation at Brains Aesthetics
2. Receive a personalised treatment plan and total cost
3. If you choose, apply directly with TLC
4. Upon approval, proceed with booking your treatment
FAQs
What is a TLC repayment plan like?
TLC offers flexible repayment plans, with funding typically ranging from $2,000 to $70,000 and terms of up to 84 months, depending on approval. Weekly repayments vary based on the total amount financed and the term selected. For example, the TLC Ready Reckoner shows $6,000 at approximately $35 per week and $10,000 at approximately $70 per week (guide only).
You can view the full TLC Standard Payment Ready Reckoner here.
Repayments, interest rates and approval are determined solely by TLC based on your individual financial circumstances.
Is TLC offered or arranged by Brains Aesthetics?
No. TLC is an independent credit provider. Brains Aesthetics does not facilitate, assess or manage finance applications.
Is this a recommendation?
No. We are providing information only. Any decision to apply is made independently by you
Does Brains Aesthetics receive commission or financial benefit?
No.
Who decides approval and interest rates?
All applications, approvals, interest rates and repayment terms are determined solely by TLC
Do I need to provide proof of income?
TLC may request supporting financial documentation as part of their assessment process.
Are there alternative ways to manage treatment costs?
Yes. During your consultation, we can discuss staged treatment approaches or prioritising specific concerns over time.
What is the next step if I’m considering a payment plan with TLC?
We recommend booking a consultation first to receive your personalised assessment and treatment plan. Once you understand your options and total investment, you can then decide whether you wish to explore independent payment providers.
Important: Brains Aesthetics is not affiliated with TLC and does not provide, assess or endorse any credit products. We are simply sharing this information for your reference. If you choose to apply, it is entirely your own decision.
Terms & Conditions
• Speak to TLC directly for a quote based on your personal circumstances and for full terms and conditions.
• A full credit and financial assessment must be completed prior to acceptance of any offer or product.
For direct enquiries regarding applications or urgent matters, contact TLC directly:
Phone: 02 9058 5872
Email: admin@tlc.com.au
Brains Aesthetics does not provide financial advice. If you are unsure about your financial situation, consider seeking independent professional advice before entering into any credit agreement.
